Multiple loans
Managing different loan accounts and repayment schedules can be difficult.
Introducing CREDFREE EMI RESET
Less EMI.
More Freedom.
Managing multiple loan EMIs every month can be challenging. CREDFREE EMI RESET helps eligible salaried individuals and business owners explore options for consolidating multiple existing loans into a single repayment.
Explore your options and take a step towards better financial management.
A clearer financial picture
Are Multiple EMIs Making Your Finances Difficult to Manage?
Keeping track of several loans and monthly repayments can make financial planning more complicated.
High EMI commitments
Existing loan repayments may consume a significant portion of your monthly income.
Multiple due dates
Different repayment dates can make monthly budgeting and payment tracking more complicated.
Limited financial flexibility
High monthly commitments may leave less room for savings and other financial priorities.
How EMI RESET works
A Simpler Approach to Managing Your EMIs
01
Share your details
Provide basic information about your income, existing loans, and monthly EMI commitments.
02
Check your eligibility
Our team reviews your requirements and helps explore potentially suitable loan consolidation options.
03
Understand your options
Review the available interest rate, EMI, tenure, processing fees, and total repayment amount.
04
Make an informed decision
Compare the available options and decide whether the proposed repayment structure suits your needs.
All facilities are subject to eligibility, documentation, lender policies, and final approval.
Compare your repayments
Calculate Your Potential EMI
Estimate your monthly repayment and compare it with your current EMI commitments.
₹25,000₹1,00,00,000
9.99% p.a.36% p.a.
Loan tenure 5 years
Your combined personal loan and credit card payments.
A clearer monthly picture
Estimated consolidated monthly EMI
₹16,994 / month
You could potentially reduce your monthly payment by ₹10,006.
₹27,000Current EMI
₹16,994Estimated EMI
Total repayment₹10,19,622
Total interest payable₹2,19,622
Repayment tenure60 months
These calculations are illustrative estimates, not a loan offer or approval. Actual rates, fees, tenure, eligible loan amount, and repayment obligations depend on lender terms and your financial profile. A lower EMI may result from a longer tenure and may increase total interest paid.
Your next step
Check Your EMI RESET Eligibility
Tell us a little about your financial situation so our team can understand your requirements.
Your information is securely submitted and kept private.